One of the main reasons for setting aside a CCJ is to clear your credit record. If it’s not paid within a month, it will be entered against your name in the Register of County Court Judgments. It will then remain on your credit record for six years.
If the judgment is set aside it’s as though the order was never made in the first place. The black mark against your credit record is cleared completely.
However, occasionally, problems can arise in updating your credit record. Even after the court has made an order setting aside the CCJ, it can sometimes remain on the credit record, which kind of defeats the object of applying to have it set aside in the first place!
Advertising Feature
Remove a CCJ Quickly – Free Expert Advice
We recommend Treadstone Law Solicitors, trusted specialists in helping clients remove CCJs.
📞 Call Treadstone Law Solicitors now on
0161 490 8966
Why Choose Treadstone Law Solicitors?
- CCJ Specialists: Expert solicitors specialising in CCJ removal cases.
- Proven Results: Trusted by people across the UK who have successfully cleared their CCJs through their guidance.
- Free Case Review: A FREE 15-minute assessment with no obligation.
Take the first step towards clearing your CCJ — call
Treadstone Law Solicitors today on
0161 490 8966
for your FREE case assessment.
Transparency Notice: We recommend Treadstone Law Solicitors because we genuinely believe they can help you. We may receive a referral fee, but this does not affect the cost or quality of the service you receive.
What should happen
When a CCJ is set aside, the court should update its records immediately and email the Registry Trust, which manages the Register of County Court Judgments.
The Registry Trust will then update the Register and the judgment is removed. Your credit record is then clear
Bingo!
What sometimes happens
Occasionally, the court doesn’t update their records. They just forget (or so it seems) or perhaps the court officer doesn’t realise that the Registry Trust need to be notified.
As a result, the black mark remains against your credit record.
How to solve the problem
The first thing you should do is try to phone the court. If you can get through (and it can sometimes take a while), simply ask them to update their records. This ought to be enough to trigger the removal of the CCJ.
If you can’t get through to the court by phone (which is, unfortunately, all too common), send them an email instead. You can find the email address for any court on the Court Finder Website. Remember to include the claim number, the names of the parties and the date that the judgment was set aside.
You need to get the message across that the judgment has been set aside and their records need to be updated. You may need to persist if you don’t get a quick response but sooner or later, the message should get through and the judgment removed.
What if that doesn’t work?
If you have persisted with the court and they still haven’t updated their records, then try emailing the Registry Trust at info@trustonline.org.uk.
Unfortunately, they won’t update their records unless the court tells them to. They can’t accept notification from anyone except the court.
However, if you email to them a copy of the order setting aside judgment, they will follow up with the court and confirm that the CCJ has in fact been set aside.
The records will then be updated and your credit record will be cleared!
Andrew Crisp is the Principal Solicitor at Mason Bullock Solicitors, where he specialises in employment law and dispute resolution. With over two decades of legal experience, Andrew has built a reputation for his expertise in advising employees on settlement agreements and helping clients navigate complex litigation processes, including the removal of County Court Judgments (CCJs).