How Setting Aside a CCJ Can Help Your Job Prospects

Do you need to remove a CCJ? We’re happy to point you in the right direction.

Although we no longer offer this service ourselves, we recommend you contact CCJ Removal Services, a not-for-profit legal advice agency that specialises in CCJ Removal Advice & Support. They have a proven track record of successfully removing CCJ’s, evidenced by over 450 glowing testimonials from satisfied clients. They may not be a law firm regulated by the Solicitors Regulation Authority, but they’re a wonderful resource for guidance and will support you every step of the way. They offer a FREE 15-minute Case Assessment to discuss your unique situation and to establish if your CCJ can be removed. If they can help, they’ll outline the process, and clearly explain their affordable fixed fees. You can contact them on 0161 711 1455.

We believe in maintaining transparency and trust with our clients and website visitors. We want you to know that we recommend CCJ Removal Services because we genuinely believe they’ll do a great job for you, but we also receive a payment for this recommendation. This payment does not influence our decision to recommend them, nor does it affect the quality or cost of the legal services they provide to you. We’re here to help you make the best choice for your needs.

We’re sorry we can’t provide direct assistance with CCJ removal at this time. We wholeheartedly wish you success in resolving this matter.

Setting Aside CCJ Improves Job ProspectsIf you’ve received a county court judgment (CCJ), there are a number of potentially devastating consequences. Most people are aware that it can stop you obtaining credit, including a mortgage. But did you know it can also affect your job prospects?

Many employers these days will do a credit check against prospective employees to find out whether or not there are any black marks against their name. If you’ve received a CCJ, they may decide not to employ you. This is particularly true if you are applying for work in the financial sector.

The reason is that many of these jobs require a ‘fit and proper’ test. In theory at least, if you’re in debt, you’re more likely to do something dishonest to bail yourself out.

Is there anything you can do get round this?

Setting Aside the CCJ Will Remove it From Your Credit Record

The CCJ will remain on your credit record for six years from the date it’s issued. Even if you pay it, it won’t be removed – it will simply be marked as satisfied.

However, setting aside the CCJ will remove it completely from your credit record. It’s as though it was never entered. Your prospective employer won’t be able to find out about it and it will no longer affect your job prospects.

What is the Process for Setting Aside a CCJ?

The court has a discretion to set aside certain types of CCJ’s, known as default judgments. These types of CCJ’s are entered when the defendant fails to file a defence when the claimant issues a claim.

The court will set aside the default CCJ if it’s persuaded that there’s a good reason to do so, for example you have a real prospect of successfully defending the original claim.

You will need to make an application on Form N244, supported by a witness statement and a draft defence. You may also need to attend a hearing.