If you’ve discovered a CCJ (County Court Judgment) on your credit file, this could have dire consequences for many areas of your life. Organisations see it as a sign that you’re not responsible with money. As a result: Lenders may be unwilling to offer you a mortgage at a decent rate You may not be […]
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Is Getting a CCJ Set Aside the Same As Getting it Removed?
I was asked recently whether getting a CCJ set aside is the same as getting it removed from the credit record. The two terms are often used interchangeably but do they mean the same? This blog aims to throw some light on what can often be a confusing subject. What exactly does the CCJ need to be removed […]
How to Get a CCJ Removed from Your Credit Record
If you have a CCJ on your credit record, this could be disastrous if it’s not removed. A CCJ is a County Court Judgment. Not only will it stop you obtaining credit, including a mortage, it may also hinder your career. Many employers carry out a credit check to find out whether a prospective employee is […]
3 Ways to Remove a CCJ from Your Credit Report
If you’ve received a CCJ (County Court Judgment), this could have some serious consequences for you if it’s not removed from your credit record. It can hinder you in obtaining credit, such as a mortgage or even a mobile phone contract. Depending on your line of work, it may even mean that you could lose […]