One of the most common reasons people are issued with a CCJ is a failure to pay a parking ticket. The original parking charge may only have been £40, but the cost of having a CCJ on your credit record is enormous. If you’ve discovered a CCJ relating to a parking charge, we recommend that […]
Set Aside Judgment
3 Ways a CCJ Can Ruin Your Life and How to Get Rid of It
Discovering a County Court Judgment (CCJ) against your name can seriously affect many aspects of your life. It may seem unfair, but your life could be ruined by a CCJ, even if the amount in question is small. It can hinder your ability to secure credit, rent property, or obtain certain jobs. However, understanding the […]
CCJ Removal: 3 Ways to Remove a CCJ from Your Credit Report
Do you need to remove a CCJ? If you’ve discovered a County Court Judgment on your credit report, this could have dire consequences for many areas of your life. For example: Lenders may be unwilling to offer you a mortgage at a decent rate You may not be able to rent a home. Your job […]
How to Decide Whether to Pay a CCJ or Apply to Remove It
Discovering a County Court Judgment (CCJ) against your name can be alarming. It negatively impacts your credit rating, affecting your ability to secure mortgages, loans, and other financial products. Faced with a CCJ, you need to decide whether to apply to set it aside or pay it off. This guide will explore both options to […]
How a CCJ Impacts Your Job Prospects – And What You Can Do About It
A County Court Judgment (CCJ) doesn’t just harm your credit score—it could cost you your next job. Many employers these days will do a credit check against prospective employees to find out whether or not there are any CCJs against their name. If you’ve received a CCJ, they may decide not to employ you. This […]